Our commitment to you

As a sd-insurance.com client, you've entrusted to our care not only your hard-earned money but your personal and financial data as well. We recognize that your relationship with us is based on trust and that you expect us to act responsibly and in your best interests. Because your personal and financial data is your private information, we hold ourselves to the highest standards in its safekeeping and use.

This means, most importantly, that we do not sell client information—whether it is your personal information or the fact that you are a sd-insurance.com client—to anyone.

Instead, your information is used by us primarily to complete transactions that you request or to make you aware of other financial products and services that we offer.

The information we collect about you

You provide personal information when you complete a Form or account application. (If you enter information in an online application, we may store the information even if you don’t complete or submit the application.)

In addition to personal information you provide to us, we may receive information about you that you authorize third parties to provide to us. We also may obtain personal information from third parties in order to verify your identity and prevent fraud, or to help us identify products and services that may benefit you.

Personal information collected from any source may include your:

Name and address
Assets
Income
Account balance
Investment activity
Accounts at other institutions

How we handle your personal information

We do not sell information about current or former clients or their accounts to third parties. Nor do we share such information, except when needed to complete transactions at your request or to make you aware of related financial products and services that we offer. Here are the details:

In order to complete certain transactions or account changes that you direct, it may be necessary to provide identifying information to companies, individuals, or groups that are not affiliated with sd-insurance.com. For example, if you ask to transfer your insurance from another institution to us, we will need to provide certain information about you to that company to complete the transaction.

In certain instances, we may contract with nonaffiliated companies to perform services for us. Where necessary, we will disclose information we have about you to these third parties. In all such cases, we provide the third party with only the information necessary to carry out its assigned responsibilities and only for that purpose. And, we require these third parties to treat your private information with the same high degree of confidentiality that we do.

Finally, we will release information about you if you direct us to do so, if we are compelled by law to do so, or in other legally limited circumstances (for example, to protect your account from fraud).


How we protect privacy online

Our concern for the privacy of our shareholders naturally extends to those who use our website, SD-Insurance.com. We do not collect any account information in our website for security purposes.

What you can do

For your protection, we recommend that you do not provide your account information, user name, or password to anyone. If you become aware of any suspicious activity relating to your account, please contact us immediately.

We'll keep you informed

As required by federal law, we'll notify you of our Privacy Policy annually. We reserve the right to modify this policy at any time, but rest assured that if we do make changes, we'll tell you promptly.